Calgary real estate brokerages specialize in either residential, commercial or industrial real estate. Many of these companies have special divisions for each of these areas. Surfing the net, you will come across many real estate brokerages in Calgary. In this article, you will learn a bit more about the nature of companies. Also, how you can benefit from cooperation with such enterprises. Thus, you will not only understand how to choose a brokerage company but also what services they offer to their clients.

Calgary real estate brokerages

About real estate brokerages?

All of us are aware that numerous brokerage companies exist and many are very popular. Some are considered a better choice while others are not such great representatives of the real estate industry. Regardless, we all know that they take our money for their services. So, What do they do for these professional service fees? Brokerage companies serve as mediators between those who want to sell a property and those wanting to buy it. You may ask – So why can’t buyers and sellers get together and facilitate the deal? The following should enlighten you on why not. If real estate transactions were simple, brokerage companies would not exist. There is a valid reason why we, in the majority of cases, cannot conduct real-estate transactions without them.

Real estate brokerage responsibilities;

The primary liability of any real estate brokerage is to make their clients’ lives easier by facilitating their real estate transactions. If it were not for real estate agents, we would have to deal with all the complicated legal document-related issues as one example. So, in itself, this could cost us significantly if not done accurately. We also would have to browse through enormous volumes of information and listings. To separate the ones to discard immediately and those worth considering. Real estate agents can do all this at first glance, which simplifies the mundane task for us. Thus, Realtors save us time and lower our anxiety by providing only the relevant options that we have previously discussed.

Brokerage companies’ mission

In addition to all the responsibilities mentioned above, brokerage companies aim to safeguard their clients in all regards. Brokerages start with finding the right property right down to closing a successful deal. If you have a real estate agent friend, he/she can tell you plenty of weird stories. Such stories will include those, who in the beginning decided to be in charge of the entire procedure themselves. Thus, in the end, with less than the desired outcome, they resorted to professional brokerage companies to assist them. All situations are unique and can even range from fraud to territorial disputes. Real estate brokerage agents are there to control these conditions. Also, to advise you on all real-estate-related issues and prevent devastating hardships.

How not to get lost in the diversity;

So, now probably the most exciting and significant part of the article. If you are reading this right now, you are presumably considering buying or selling a property. No doubt, you have already browsed the Internet and come across dozens of Calgary brokerage companies. So, now you are sitting somewhat puzzled and trying to decide what agency is your best choice. Who will help you close the deal with the most sustainable value combined with unrivalled expertise?

Here are the guidelines that will help you reach the right decision:

• Make a list of real estate brokerages. You will find hundreds of them online. Now, choose only ten or fifteen of the top ones in your search engine rating.

• Outline the services they provide. Open a separate spreadsheet and fill in the services you come across on every brokerage company’s website.

• Evaluate their customer service. You can do this by reading the feedback on their website or only Google such information. There are plenty of comments when brokerages or associates attempt to mislead or deceive the public. Such commentary is helpful because this warns others about a potential nightmare.

• Compare the fees they charge and what services you’ll receive from them. Such info is not always available online. If not, try calling the brokerage company’s office. Also, view the associate’s personal real estate website which may specify more details.

• Review the feedback. There are specific sites with current and real-time feedback about real estate brokerages and their agents. Use it wisely.

• Learn about the products they offer. Sometimes companies have additional specialized services for their clients. You should know about them as well and the benefit it brings to you.

• Find the benefits they provide. It is easy – Usually, such things are listed on the main page of the website.

• Thus, create your impression about the quality of their services. Sum everything up and move ahead!

Based on this information, you will have an idea of who you can trust. Being one of the most important dealings in your life, this is crucial. Arrange an interview with the brokerage agent and make your final decision!

Real estate brokerage services in Calgary

Speaking about the variety of services provided by brokerage companies, it is necessary to pay very close attention to them. Each has its peculiarities, advantages, and disadvantages. Let’s take a closer look at some of them.

• Full-service real estate brokerage companies. The first word already says everything. These companies provide the full spectrum of services related to real estate. The majority of real estate brokerages in the market have opted for this type of organization.

They practically do everything for the clients. Services start with real-estate planning, mortgage direction advice, real estate consultations along with legal directory assistance. Also, they will refer you to the most highly qualified legal professionals in the real estate field.

Some of the services you should expect;

• Active listing searches are another service the majority of real estate brokerages will offer you. Now, you do not spend your invaluable time sorting through a vast amount of irrelevant properties. You simply receive a summarized extract of the most relevant and exciting properties that meet your specific criteria.

• Most real estate brokerages will do their best to deliver up-to-date information on the newest listings on the market, to you. Now you will have an excellent chance of securing that perfect property before another buyer gets to it.

• Regardless if you’re hesitating about the right property or simply have questions, Realtors are there to assist you. They will give you a free consultation on the issues that concern you. Such an invaluable service is very beneficial to you. A seasoned agent will also give you tips and recommendations that you may never have thought of on your own.

• The Proper financial direction is one more service real estate brokerages can offer to their clients. Professional advice can prevent you from unforeseen expenses in the future. It is strongly recommended not to neglect this knowledge. Get pre-approved through your bank or a mortgage broker, before buying. In today’s market, brokers are your best bet for getting the best value in mortgages.

CIR Realty – Calgary’s leading brokerage

It has been many years since CIR Realty became a pillar in Calgary’s real estate industry. Since then, it has survived many economic, and financial crises. Their agents have assisted on infinite small to multi-million dollar deals. In doing so, helping thousands of Canadians with their real estate investments. Thus, knowledgeable and professional agents are the key to every successful real estate brokerage company. They bring great benefits to the clients and are responsible and accountable for all their actions. Real estate agents, like Ron Christensen, are excellent at providing prompt service, personal assistance, and professional advice. Everything from helping you choose the correct property to closing on the deal. Even finding a cleaning agency for your new home if required. Your experience will be relaxing and unproblematic. Timely and wise advice is one of the most valuable assets to any real estate transaction. Call Ron Christensen at 403-861-7770 for the greatest real-estate encounter you could imagine.

Sales in Calgary’s real estate can be fun.

Buying a home in Calgary involves doing your homework and then selecting the appropriate property. Ron Christensen has perfected the ultimate credentials for those buyers who can sometimes feel overwhelmed in Calgary’s real estate market. Real estate sales in Calgary have always seen fluctuation and one has to know what causes this.

• Get the latest and most relevant activity on Calgary’s real estate pulse

• Get prompt assistance and associated data

• Compile a list of comparable sold properties in your area to justify values

Whether you are looking to sell your house or you’re in the market to purchase a home, prices have to reflect fair & competitive market value. Thus, you need to have experience & knowledge of the marketplace. When this isn’t done, thousands of dollars can be left on the table!

Calgary’s Preferred SE Areas

You will find Ron Christensen’s decades in Calgary’s real estate market is the key to obtaining the best value when selling or purchasing. Currently, several of the following SE communities are Calgary’s strongest areas for sales:

• Auburn Bay

• Copperfield

• Cranston

• Chaparral

• New Brighton

• Legacy

• McKenzie Lake

• McKenzie Towne

• Auburn Bay

• Mahogany

So Many Houses For Sale in Calgary’s Current Real Estate Market

How do I sell my house in Calgary’s buyer’s market? Ask Ron Christensen!

Selling your house is not an easy task at the best of times if you don’t have the experience combined with inventory knowledge. You may own the finest and most prestigious house in your area but if improperly priced and marketed, you may not be successful! So, what is the most rational and financially prudent option? Hire an expert who has the product knowledge and negotiation skills to get the job done accurately. Ron Christensen will not only assist you with your sale but will simplify the complete transaction by covering the steps involved with legal documents, lawyers, RPRs (Real Property Reports), discharging or “Porting” your existing mortgage, etc.

When you list with Ron Christensen, you will receive:

• The most current and relevant MLS activity for setting the list price

• A 100% written guarantee of satisfaction

• An aggressive strategic marketing plan

• Comprehensive service “From Sign up to Sign Down”

For additional details or a complimentary no-obligation evaluation of your property, call or text Ron Christensen @ 403-861-7770.

How to Set The “Right” Sale Price in Calgary’s Real Estate Market

Proper evaluation and setting a “Competitive” list price on your home will obtain the highest sale price!

Rain or shine, finding the right buyer for your home can be a challenge indeed in Calgary’s prevailing market! It is currently what we call a “Buyer’s Market” with an enormous inventory of competitive properties endeavouring to sell ahead of yours. Ron Christensen will;

• Compile a thorough search of comparable sold in your area to ascertain a saleable list price

• Continually produce refined searches for matched buyers

• Establish matching buyer profiles in our databases

• Continually monitor the competitive prices and activity until we sell

• Relay ongoing relative market activity to our sellers

For Sale by Owners (FSBOs) in Calgary’s Real Estate Market

Are you considering the FSBO (For Sale By Owner) program? Buyers today are well-educated and are looking for the best of the best deals. When they see an FSBO they get quite excited as they expect the property to be considerably less than the neighbouring MLS property. They assume that the realtor fees are removed, thus reducing the list price. They are quickly disappointed when they see the prices are usually very similar. Not only is the FSBO looking to net more, but the buyer is also looking to save that same amount.

History has proven over and over again that MLS-listed properties realize the highest net gain. This is due in part to proper market pricing combined with the extensive exposure our MLS system gives the property. On average, every successful MLS realtor has 3 to 5 “qualified” buyers in their database at any given time, ready to buy. When you do the math, at least 100 agents out of Calgary’s 5,000 (plus) agents will expose your property to upwards of 500 potential pre-qualified buyers.

POTENTIAL PITFALLS OF FSBOs (FOR SALE BY OWNERS)

• Unqualified buyers

• Security of your home and contents

• Negotiation on price and included chattels

• Properly completing all the legal documents required

• Deposits and trust account

• Open houses

Ron Christensen and his team will take care of all the above-captioned points, right “From Sign Up to Sign Down”.

Calgary Real Estate Acreage Sales

Acreages are unique and require specific knowledge.

All acreages come in many varying sizes and dimensions. Calgary is surrounded by multiple MDs (Municipal Districts) including the MD of Foothills, MD of Rockyview, MD of Wheatland, MD of Vulcan and more. Acreage parcels can range from 3 acres up to 1,000’s of acres, with or without dwellings and outbuildings. There are acreages with homes starting in the 200s ranging up to multi-million dollar estates and ranches.

The closer proximity to Calgary, the higher the prices. Unlike suburban living, on acreages, you have to be aware of details such as septic systems, water rights, drilled wells, cisterns, and potable water or not. Also, there are easements, utility rights of ways, access, bus routes, nearest schools, phone & internet service and much more. Ron Christensen has acquired all the knowledge required through decades of experience to assist you in these areas if you are a buyer looking to purchase. If you currently own acreage and are looking to sell, Ron is definitely ready to assist you as well, “From Sign Up to Sign Down”.

Calgary Real Estate Private Sales

Sometimes confidentiality is required.

Occasionally sellers require a discreet method of sale. When confidentiality is important, we take a different approach to marketing and cover all the pros and cons of this arrangement with our sellers. Sometimes it may only be that they do not want a yard sign for the neighbours to see or they want it marketed “Exclusively” and not promoted through the MLS system.

Regardless of your requirements, Ron Christensen is fully prepared and qualified to follow your wishes and make it happen. Call or text Ron Christensen at 403-861-7770 today to get the process started.

Calgary’s Real Estate Market can mean profitable business if you know the rules!!

Calgary's real estate market, despite its various ups and downs in the past, has given a wide range of opportunities for the savvy investor who is looking to profit. Inventory levels are currently quite high which gives investors a wide choice of products to choose from and negotiate very lucrative deals.

Calgary Real Estate For Sellers

If you want to mitigate all the risks and pitfalls involved in selling your property, call the experts!

Ron Christensen is always ready and more than qualified to assist you in the sale of your property whether it be your principal residence or investment property. Put my decades of marketing & negotiating skills to work on your behalf. I’m there for you, “From Sign Up to Sign Down”.

Calgary real estate for buyers

If you want to achieve the “best” buying price on properties in the Calgary real estate market, call the experts!

Ron Christensen has assisted infinite clients over the past decades to purchase their dream homes and/or their investment properties. In today’s environment, everyone has access to multiple sources of information via electronic technology. However, Ron can tap into sources including but certainly not limited to the Calgary MLS database archives to achieve the most current and relevant info to negotiate the best deals for his purchasers.

As the sellers typically pay both sides of the realtor fees, you can enlist the “best of the best” professional negotiators to partner up with you at no cost, and no risk! We have a unique step-by-step system in place. This starts with obtaining a non-committal pre-approved mortgage so you know exactly what your limits, payments etc. are going to be. Call or text Ron Christensen today at 403-861-7770 to make the move!

It is not a secret to anyone that Calgary is one of the largest and most prosperous regions in Canada.

It can boast of its leadership in the oil and gas industry, which obviously impacts the prices of real estate in Calgary. Before making your decision, it is worth looking into the whole range of building blocks & tips that to one degree or another brings to the table, the trends of Calgary real estate prices.

• Not only is «black gold» the item to factor in when talking about the prices, but also the seasons. For example, in winter the prices of real estate in Calgary show a downfall.

• The upcoming spring with its warming sunlight is the busiest season of the year.

• As statistics show, summer prices are higher than winter ones.

• Autumn is the best buying season for real estate prices in Calgary. It is the time when summer vacations are over, and the majority of people get back to their work and studies.

The chart below shows all the data from a historical perspective. Let’s have a look at them in detail.

Calgary real estate prices chart from the historical perspective

People say history repeats itself, and the history of real estate prices is a vivid example. Together we will have a look at the chart that can predict the future of real estate prices in Calgary. We have already learned that the prices of real estate in Calgary largely depend on oil prices. Comparing the two charts, we can see that both oil and Calgary real estate history have seen rises and plunges. Let’s check out Calgary's real estate prices graph and crude oil prices:

Definitely, It shows us the contrastive analysis of oil and real estate prices in Calgary for a period of thirteen years, which has lots of valuable data and tips for us. The first thing we need to pinpoint is that both strings on the Calgary real estate prices graph are almost synchronous. It once again proves the connection between oil and real estate. We all remember the economic downturn in 2008. On the Calgary, real estate prices graph it’s one of the most eye-catching elements showing a nose-dive. Slowly but unwaveringly, it started to grow in early 2012. Since then, up till 2014, the prices went up by 26%. With all this in mind, we can be sure that a steep takeoff soon follows every decrease in Calgary real estate.

Trends in Calgary real estate prices

As with everything in the world, starting with the fashion industry, Calgary's real estate prices have their trends. It’s already clear they mostly depend on oil prices. In its turn, oil markets can show us their tendencies as well. They go in cycles, where each cycle is 7-8 years. So are the real estate prices in Calgary. Tips to cap it off, we will overview the key trends in Calgary real estate prices.

• Oil prices

• Cyclic nature of oil market growth

• Spring is the hottest season in Calgary real estate

• Summer increase of the Calgary real estate prices

• Prices of real estate in Calgary see their fall every autumn and winter

• City area – another decisive factor in Calgary real estate prices

All these facts will come in handy for those who will decide to buy real estate property in Calgary.

Oakridge – the most hard-and-fast real estate prices in Calgary

The area of the city is one more point for you to factor in. As real estate prices in Calgary vary depending on it. Years of my experience can tell you about the absolute fact that Oakridge prices are the most stable. Oakridge area is also the most favourable for property investment. I can recommend it to you because of the higher property prices, which are relatively stable regardless of economic recessions and crises. Oakridge housing prices are changing but are the least influenced by various outer factors. Those, who dream about living in Oakridge, can benefit greatly from:

1. Fresh air

2. Mountain view

3. Wonderful passways for walking around

4. Shopping malls nearby

5. Amazing safe playgrounds for kids

6. Full range of infrastructure.

Calgary real estate prices and historical trends are quite versatile. So if you're hesitant about purchasing a Calgary property, always remember there are professionals who can help you make the best decision.

Number of new houses being built plummets by nearly 16%

There has been a 2.2 percent decline in the average price of new detached homes in Calgary since July 2018, according to StatsCan. (Robson Fletcher/CBC)

Calgary's sluggish housing market continues to see prices fall for new single-family detached homes.

There has been a 2.2 percent decline in the average price of new homes since July 2018, according to the New Housing Price Index released Thursday by Statistics Canada for September 2019.

It's a downward trend in prices and demand that comes as unsurprising news for Jim Sparrow, a long-time realtor with Royal LePage in Calgary.

"The resale prices have been falling for most of the past five years since the price of oil fell," said Sparrow.

"We've sold fewer detached single-family homes year-to-date than we did last year."

Despite lower prices on new single-family detached homes, it's the slowest year in real estate sales the city has had in 23 years, says Sparrow.

"That's a long time," he said.

Fewer houses to be built

Along with a consistent drop in the prices of new single-family detached homes in Calgary, there was also a drop in houses being built in the city.

There were 15.8 percent fewer housing starts for single-family detached homes compared with the same period between January and September last year, according to the Canada Mortgage and Housing Corporation.

This is because there were already too many homes built previously than were needed, says Ann-Marie Lurie, the chief economist with the Calgary Real Estate Board.

"The resale side of the market is oversupplied as well. So there is a lot of products available for detached in new as well as in resale," Lurie said.

"Because of that, that adds that additional pressure on the new home side and is likely causing them to start reducing some of their starts activity."

Calgary Real Estate Board chief economist Ann-Marie Lurie says too many homes have been built, and the resale side of the market is oversupplied as well. (Evelyne Asselin/CBC)

Only small increases

Lurie says there has been an increase in the sales of detached homes in the under $500,000 segment and of apartments, semi-detached homes and half-duplexes.

"It's because they are, by far, the most affordable," said Lurie.

"For many people who, you know, are interested in a specific community, maybe they can't get into a detached home, but attached, that provides an option for them."

Buyers are really hard to find these days for homes in pretty much any price range.- Jim Sparrow

Despite it being a slow year, Sparrow says detached homes still make up the majority of sales on the MLS in Calgary, just at lower prices.

"Buyers are really hard to find these days for homes in pretty much any price range," said Sparrow.

"If you're selling your house, you have to take a deep, deep breath and you have to lower your price to probably well below what you thought your house was worth. And even then, you're in for a challenging time."

It's not all downward trends. Recently, sales of detached homes have incrementally increased in the past few months, but not in a significant way, says Sparrow.

"That's insignificant in terms of the number of properties sold. It's a really slow market and it's impacting everybody that's involved," he said.

Reasons for decline

Sparrow points to the struggling oil and gas industry in the province as a reason for the downward shifts in the housing market in Calgary.

"There's a lot of people that aren't impacted by the price of oil. But ultimately, I think they will be because Calgary still runs on oil and gas," he said.

"When you take this many people out of the industry … they have no choice but to leave the province if they want to make a living.

"It starts to take something away from the city."

Lurie says that Calgary's population growth is fairly average but that newcomers to Calgary aren't necessarily heading straight into property ownership.

"Most of that migration growth into the city has been more in terms of international migrants. So they're not necessarily owners immediately," she said.

She says that lending rates and competing products in the housing market play their part in the decline.

"There's the detached product, but there's also available supply options for attached products … which gives an alternative for people who are looking for a more affordable product to the market," said Lurie.

"I don't think we're going to have any dramatic change in demand next year unless there's a shift in economic conditions.

All real estate markets have trends.

As in any market or commerce, the City of Calgary’s real estate market is no different. Below we will give you a window into what the economists see. A brief but insightful overview of Calgary real estate market trends

Before we get to business, let’s think together about why it is that Calgary’s real estate market is so attractive and prosperous. Ron Christensen can assist you with the answers. It’s mainly because Calgary is one of the best places in Canada to dwell in, do business and just enjoy one’s life. 1st – Its favourable and appealing image is comprised of several key factors. The most evident and powerful of these is the oil and gas industry. Some say that the weather in Calgary, as well as the Calgary real estate sector changes depending on the industry’s fluctuation. 2nd –

Needless to say, the current Calgary real estate market along with the whole economy of Canada is living through a challenging period. I will share with you the insider info that will come in handy for those who are considering either investing in Calgary real estate or simply buying the family nest. 3rd – The real estate market in Calgary has proved to be quite resilient and independent from the fluctuation in the oil and gas sector, also the economy on the whole. We know that while the regular home prices dropped by 3-4%, the more expensive properties took a bigger hit. They remained on the market longer. When looking back two years, the prices of such property in Calgary have only changed slightly.

Calgary real estate property values – what’s new?

We have just given you a glimpse of what is happening in Calgary’s real estate market. That is not enough however for you to have a complete picture. You also need to be aware of the “most recent” tendencies in real estate property values. In most areas of the Calgary real estate market prices slid but not to a great extent. Higher inventories and weaker demand are the criteria that influence real estate property value in Calgary. This is particularly true in the apartment and condo sectors. In comparison with the previous year, June sales dropped by 7%. However, this situation can be made up for by the greater levels of inventory gains. At the same time, it is important to realize that the detached market in Calgary remains at more or less balanced value levels. On the contrary, we can observe a small decline in “new home builds”.

What do the latest reports say about the real estate market in Calgary?

Every month, especially since the economic decline, more and more new market overviews and predictions appear on the Internet. As of June, there was a published report, featuring the state of the real estate industry in Calgary on the whole, with specific communities in particular. It is said that the prices slowly but steadily decline. Still, it’s important to realize that the slide is not as abrupt as many had anticipated.

The latest data on Calgary’s real estate market is quite favourable

• The area of detached and semi-detached houses shows a good tendency and has almost reached its balanced levels. The report says that the detached market rose by 0,4% in the past month. Still, it is 3/4% lower than in the previous year.

• As for the sales activity, it is quite normal to see it decline in the summer. So the Calgary real estate stats report says sales declined by 7%. Also, it’s interesting to know that the new building has slowed down as well, and that has a reflection on inventory prices.

• It is reported that higher inventories, relatively weak demand and longer time on the market will have a significant effect on the market’s pricing, especially in the apartment and condo segments.

With all that being said, the current situation in the real estate market in Calgary offers its distinct advantages to buyers. Now they have the perfect opportunity to get that new home at a price they previously couldn’t obtain.

The most comprehensive Calgary real estate predictions

People would not be people if they didn’t want to know what the future holds for them. These kinds of secrets bear some invaluable information that can be of use. This is particularly valuable for those who are hesitating whether or not to buy that new home. Everything is not quite as gloomy as some had predicted. On the contrary, the Calgary real estate forecasts are quite promising and positive for both sides of the market, be it a seller or a buyer.

The future outlook for Calgary’s real estate market is not all doom and gloom.

The predictions for the immediate future tell us that the period of 2016-2017 is going to have a stable tendency throughout the whole year. The predictions say it is little if any chance that the house prices will significantly decline – so for those who are still wavering over buying or not – “now” is a good time! Having a brief look at Calgary’s real estate market data in 2014 and comparing it with our forecast, we can see the following picture. The year 2014 was benchmarked with a $460,584 average selling price peak. Meanwhile, the predictions for the coming years estimate prices to drop by nearly $15,000. Currently, there is a better case scenario, where it shows the decrease will be a bit less – averaging around $449,500. On the whole, everyone agrees that in the future, the real estate market in Calgary will stabilize. In 2017 we will see moderate benchmark gains and fewer price drops.

Commercial property on the Calgary real estate market

Commercial real estate property in Calgary is one of the most popular areas on the market. It is all due to:

• The region’s strong corporate businesses,

• Industrial sector growth,

• Retail business.

Current real estate reports say Calgary has had the best tendency in commercial real estate growth over the last decade. It can boast about its 40.0 million square feet of office space. Also, there are 23.9 million square feet of suburban office space available.

Interesting Insights;

Robert Hogue – senior, RBC

“We expect the Bank (of Canada) is going to raise the overnight rate a couple of times. More recently, we’ve delayed the next move, but we still think the bank is not done yet. As we’ve seen in the past year, the market has been struggling to a certain extent for a number of reasons, but more recently, what’s happening in the oil sector hasn’t been very good for confidence. Earlier in the year, the stress test and rising interest rates had played out on housing demand. It was an issue for homebuyer demand.”

Cuddy – senior analyst, Mortgage and Housing Corp.  

“Going forward, it’s CMHC’s view that interest rates will continue to rise modestly. In our projections, that’s what we’re showing for 2019 and 2020. Of course, increasing the cost of credit will impact the purchasing power of individuals who are looking to purchase a property. Their costs will rise as the cost of interest rises when they’re borrowing money to move into homeownership. In Calgary, there are a number of other factors that will impact the demand for housing. Interest rates are part of this, but the other part of the story is the economy still hasn’t fully recovered. So this, combined with higher interest rates, will certainly impact the demand for housing and perhaps put increased pressure on the rental market, which is what we’ve seen throughout 2018.”

Will Dunning – chief, Professionals Canada

“I do believe that financial markets were inordinately panicky at the end of last year and interest rates fell probably prematurely. So I would guess interest rates will probably retrace a little bit over the next couple of months upwards. But I think for the second half of the year, there’s going to be more economic weakness and I don’t think there will be further increases beyond the middle of the year.”

Sal Guatieri – senior economist,  Group   

“We expect interest rates to rise very modestly further this year. The Bank of Canada is expected to resume raising interest rates in the second half of the year, with a move in July and then a final move this cycle in December – so a total of 50 basis points. That will still leave interest rates historically low. It will weigh on demand a bit further, especially in Calgary, where the market is already struggling and has been for several years now since the last oil price shock in 2015. That shock left the Calgary market with a large overhang of unsold homes, particularly condominiums. We were starting to work through that overhang until the recent downturn in oil prices. It’s a market that’s still very much struggling, very much ruled by buyers.”

Without a doubt, Aspire is the best personal safety app on the market. Invented by Robin McGraw, Dr. Phill’s wife, this app was built about domestic violence.

How does Aspire personal safety app work?

Basically, with personal safety in mind, this app was built for smartphones and androids. Implemented as a direct link for contacting others in cases of emergencies. Program in who, including 911 if you wish, for the app to reach by pushing a button. Conveniently disguised on your phone as a news app, sports app, etc. Essential for teenage children or adult females who have a lifestyle that may put them in harm’s way, etc. Without a doubt, this is a lifesaver. Clicking the “Go button” automatically dials your emergency contacts, sending your pre-typed or pre-recorded message. Also, send your GPS location and live to monitor all audio. NOTE: You must have “Location Services” turned on for the app to work.

ROBIN MCGRAW

Click on the below links to download the Aspire app on either your smartphone or Android.

Itunes for IOS

play.google.com for Android

Who should have the Aspire app?

Today’s world can be a very scary place, no matter where we live. Always on the go, teenagers surround themselves sometimes in very precarious situations. Considering all the drugs, violence, etc. in our society, close & trusted reachable contacts are imperative. Young girls are always subjected to peer pressure and sexual abuse, even amongst “friends.” Professional working women can find themselves in “uncomfortable” and very vulnerable positions as well. Accordingly, feeling a threat, one simply takes out their phone and pretends to go on to a news page. Clicking the “Go” button puts everything into motion and help is en route. Even if the threat takes your phone after activation, they will not be able to see that you have contacted anyone. Travelling for any of us can be unnerving as well. Accordingly, everyone should have this app. Especially the young and females who are out on their own. I felt this to be an important message to get out there. Many people I talked with lately, were not even aware of this app.

Ron Christensen

Real estate activity

in the city of Calgary is somewhat different than in other Canadian cities. Calgary’s real estate is heavily influenced by the oil market. However, over the past decade, Calgary’s diversification into other sectors has majorly assisted the growth. A couple of these are manufacturing and a move towards “Green” types of industry.

Current Real Estate Market Activity in The City of Calgary

Calgary lies in the foothills of the magnificent Canadian Rockies. Considered by most people, to be the most progressive city in Canada. The 2011 census shows it is the largest metropolis in Alberta and also the fifth-largest metropolitan area in Canada. The Calgary real estate sector is currently not booming, yet it is very constant. Calgary is a thriving metropolis, not only for energy, transportation, logistics, film, and television but much more as covered below. Calgary hosts many of Canada’s 800 largest corporations and houses the second-highest number of corporate offices in the country. These businesses fuel Calgary’s flourishing economy. Perhaps, this is the reason why it holds immense encouragement for the real estate industry.

City of Calgary’s Property Assessments

As far as real estate is concerned for Calgary, no one can dispute that it is continuously prospering. So, now the City of Calgary Assessment Department has to do their annual comprehensive analysis. This is done by way of inspecting as well as defining property and business activity within the city. Upon achieving this, the city levies the appropriate tax. This tax base now provides all of the essential services to its residents. Also, assessing these values annually may be done for the sole purpose of taxation. However, the value of the property is also somewhat determined in the process. The Municipal Government Act bases itself on measuring, analyzing as well as interpreting the current real estate market.

That is why assessments hold such an integral value when it comes to real estate worth. All property values including houses for sale in Calgary are based on this. July, of the previous calendar year, is when the city completes property assessments. Like in any economics, supply & demand activity helps determine the market values of properties and businesses. Based on the infinite appraisal criterion, which is an integral part of setting current values, the model is configured. This value is the estimation of the price an owner would achieve selling their property in the current market conditions.

Disputing Your Real Estate Assessment

As previously mentioned, the assessment date is July of the previous year and is communicated to the property owners the following spring. If the owner does not agree with the City of Calgary’s assessment, they have a 60-day window to dispute it. Home and business owners must prove the assessment inaccuracy by way of showing comparable neighbouring properties that reflect different values. Several factors including sales comparisons, the cost of land, replacement build and depreciation of property are as income generated by the property, location, zoning, size, and development also affect market value. Factors like environment, topography, and landscape, may also be important items that affect values. In addition, all properties have varying circumstances that affect their values to arrive at a “Mill rate” calculation. Currently, there are 470,000 taxed properties and businesses within the City of Calgary.

Calgary’s Inner City Real Estate Features

The inner city of Calgary primarily consists of the hub of businesses and high-rise residential units. Calgary has many very defining sectors that are unique:

• The Bow River meanders through the heart of the city;

• Deerfoot Trail is the main four-lane north/south connector;

• Glenmore Trail is the main east/west connector tying into West Sarcee Trail;

• Glenmore Reservoir (Calgary’s drinking water) is south central of the city center;

• The “Ring Road” is a very recent connector that takes you around the edge of the city

City of Calgary Chinooks

Calgary is famous for its Chinooks which are warming winds from the Pacific west that come over and then down the Rockies onto the Calgary plains. These Chinook winds can dramatically change temperatures in a very short period. The most climactic change recorded was in Pincher Creek just south of Calgary in 1962 when the temperature went from -19 to +22 C (-2 to + 72 F). (Forty-one degrees Celsius in just one hour!) Many locals are adversely affected by Chinooks and get migraine headaches, aching muscles, etc. Incidentally, one of Calgary’s most famous landmarks is The Chinook Shopping Centre, home to 250 stores and services.

Calgary Chinook

City Real Estate Board Map for Calgary

The latest stats activity tells us Calgary stands at 198 neighbourhoods and it is steadily growing outwards in all four directions. In total, 198 communities/neighbourhoods and 41 industrial areas are the compositions forming Calgary.

Calgary’s Beltline

Like all major cities, Calgary has a City Centre and Inner City. Both of which are home to diverse communities as indicated by the board map. The more favoured residential neighbourhoods are considered to be the ones in the Inner City (beltline), as these communities are the most evolved areas when it comes to residential real estate. A significant amount of people of all stature and family size prefer Calgary’s beltline, if feasible. However, the price is always a dictating factor and the closer to the city center you get, the higher the prices climb. The demographics in the beltline areas are usually between 20 to 44 years of age. Both apartment-style condos and townhouses are the more sought-after commodity in these areas due to both affordability and lifestyle.

City Life in Calgary

Calgary, even at a glance, appears to be a very livable city as you get to know more facts and history about it. People prefer Calgary more than any other city in Alberta. See below for a list of interesting facts about Calgary life:

• It is the most populous city in Alberta – a metropolitan area of 1.4 million people, according to the latest census.

• It is one of the wealthiest cities in Canada, with a very low unemployment rate. (Notwithstanding the current economic issues with oil)

• Calgary is one of the most livable cities, not only in Canada but also in the world.

Why Calgary?

Why Calgary tops the charts is not a mystery. Because Calgary offers the highest wages plus the lowest taxes in Canada and our provincial sales tax (GST) is only 5%, makes for a very appealing quality of life. The proximity to the Rockies and the rivers (Including the Bow with the best fly fishing in the world) presents it as even more attractive to people who desire more than just a great city to live in. The urban areas are extensive and sprawl over a general region. Calgary’s infrastructure and the network of expressways/connectors are commendable. Summers are very comfortable, averaging mid-20s C.

Attractive infrastructure such as the renowned colleges and (U of C) the University of Calgary are a huge attraction for our future talent. Free health care, and excellent public transit, (including C-Train) are also very attractive. Unlimited opportunities for work as well make this such a fabulous place to call home. As it also has the highest percentage of home ownership in the nation, Calgary real estate is a golden investment accompanied by one of the excellent places in Canada to reside.

Calgary Downtown – the center of real estate life

The downtown core of Calgary is infamous for its robust business life and atmosphere. Its economy is developing at an ever-increasing pace. As it is largely influenced by the oil and gas industry, it also depends on its driving engine, downtown’s commercial hub. Still, the Calgary real estate market is quite independent and strong even when the oil and gas industry is down. If you are about to set up a new business or simply want to live in a busy center full of innovative ideas – this region is for you.

Here you don’t only find entertainment for your intellect (business offices, abundant jobs plus available vacancies) but also an extremely qualified realtor, Ron Christensen, to walk you thru the complete process. There are several options to consider here. Some prefer downtown apartments in Calgary and for some, it will be a downtown condo. Don’t panic; Ron Christensen will put all of his efforts forward to find you just the right downtown condo or apartment in Calgary. If you’re still hesitant about something or have questions – contact Ron Christensen. He will always be there to share his expertise with you on real estate matters.

Calgary Real Estate City Commerce

Calgary is one of those cities in the world that are developing by leaps and bounds. Its driving force is primarily the oil and gas sector. However, the economy is rapidly diversifying into many other areas. Not only the extent but also the scope of Calgary’s diversification is perpetually improving. A few of the new ventures include:

• Manufacturing

• Technology

• Finance

• TV and films

• Aerospace

• Transportation and logistics

• Tourism activity

• Real estate development

• Creative industry

• Agribusiness

Finally, DeBeers Diamonds (The world’s largest producer of diamonds) also recently relocated its head office to Calgary in June 2016. That is just one more indicator and shows how vibrant Calgary is. This is why the city of Calgary is on track to soon become the most livable city in the world.

A Calgary condo purchase income guide 

Many would-be homebuyers find the home of their dreams, only to wonder, “Can I afford it?” Canada Mortgage and Housing Corp., as well as many major banks, recommend spending no more than 30 percent of income on housing, including mortgage (principal and interest), property taxes, insurance and utilities. To help, we did the math for a typical apartment-style condo in each region of the city.

City Centre

• Required Down Payment: $14,261

• Recommended Household Income: $66,240

North East

• Required Down Payment: $11,184

• Recommended Household Income: $52,880

West

• Required Down Payment: $12,264

• Recommended Household Income: $57,600

South

• Required Down Payment: $11,228

• Recommended Household Income: $53,080

North

• Required Down Payment: $10,817

• Recommended Household Income: $51,280

North West

• Required Down Payment: $11,926

• Recommended Household Income: $56,120

South East

• Required Down Payment: $12,077

• Recommended Household Income: $56,760

East

• Required Down Payment: $9,275

• Recommended Household Income: $44,600

*All calculations assume a five percent down payment

(which necessitates mortgage insurance), 25-year amortization period, 3.50 percent mortgage rate and no outstanding debts. Estimated property tax, home insurance and utility cost values are factored into the calculations (via www.ratehub.ca/mortgage-payment-calculator). Recommended income is based on the calculation of housing expenses (mortgage, utilities, property tax and home insurance) as 30 percent of gross income. YTD Benchmark Prices are accurate as of Sept. 1, 2018.

The new year kicks off with slow sales

The City of Calgary, February 1, 2019 – As economic challenges linger into 2019, housing markets remain at a sluggish pace.

January sales totalled 804 units, 16 percent below last year and 21 percent below long-term averages for the month.

"The slow start to the year does not come as a surprise, as concerns about job losses and the state of the energy sector weigh on consumers. We anticipate that the slow market conditions will persist throughout much of the first quarter," said CREB® chief economist Ann-Marie Lurie.

The number of new listings entering the market remained comparable to last year, but those levels far surpassed sales activity. This has resulted in further gains in inventory levels. Elevated inventories relative to sales caused months of supply to rise to nearly seven months.

Persistent buyers' market conditions have continued to impact prices. Citywide residential benchmark prices eased to $414,800 in January. This is nearly one percent lower than December figures and four percent below January 2018 levels.

HOUSING MARKET FACTS

Detached

• Detached sales eased by 17 percent compared to last year. However, declines did not occur across all districts, as sales activity improved in both the North West and North East districts. The most significant sales declines occurred in the North and West districts of the city.

• New listing rose across all districts except the North East, North and South East districts. Only the North East district recorded easing months of supply compared to last year.

• Detached benchmark prices totalled $476,500, a one percent decline compared to December and over four percent lower than last January.

• Prices eased across all districts. The largest year-over-year declines occurred in the South, North West and City Centre districts.

Apartment

• Apartment sales totalled 126 units in January. This is 13 percent below last year and over 20 percent below long-term averages for the month.

• Slower sales and lower new listings helped inventory levels ease. Currently, there are 1,173 units in inventory, which is nine percent lower than January 2018 levels.

• Despite some adjustments in inventory, months of supply remained elevated at nine months, impacting prices. While prices remained relatively flat compared to last month, they declined by two percent compared to levels from last January.

• Prices remain well below previous highs, but there were some price improvements compared to last year in both the North East and South East districts.

Attached

• Sales declined for both row and semi-detached product types. New listings rose, causing inventories to rise for both product types.

• With the attached sector firmly reflecting buyers' market conditions, prices eased by over four percent for a January benchmark price of $313,700.

• Semi-detached prices eased by nearly five percent compared to last year for a total of $393,100. The steepest declines occurred in the City Centre and South districts, with adjustments of over six percent.

• Row prices declined by four percent compared to last year for a total of $284,300. All districts recorded price declines, but the most notable decline occurred in the City Centre, where prices were nearly eight percent lower than last year.

REGIONAL MARKET FACTS

Airdrie

• January 2019 sales in Airdrie totalled 65 units. This is just below levels recorded last year, but comparable to the average activity occurring over the past ten years.

• Despite easing new listings compared to last January, inventory levels increased to 422 units. Higher inventories given the sales activity caused months of supply to remain elevated at 6.5 months. Persistently high levels of supply relative to demand continue to weigh on prices.

• Detached prices totalled $354,300 in January – 0.5 percent below last month's price and nearly five percent lower than January 2018.

Cochrane

• Due to a pullback in Row sales, January sales activity slowed compared to last year and longer-term trends. At the same time, new listings eased causing inventory gains and the months of supply to rise to nearly 14 months.

• The oversupply in the market has caused prices to trend down compared to the previous month. However, on a year-over-year basis, the detached benchmark price of $408,600 was relatively stable compared to January 2018 price levels. 

Okotoks

• Sales activity in January declined over last year. While the new listings in the market also declined compared to last year, there were still far more new listings than sales activity causing inventories to rise and months of supply to remain above 10 months.

• Persistent oversupply has continued to weigh on benchmark prices with the third consecutive month-over-month decline. Detached home prices totalled $416,900 in January. This is one percent lower than last month and three percent lower than the same time last year.

Are you overwhelmed by all the listings you have to search through to find the “right” one?

Calgary real estate listings search and how not to get lost in them

You have probably realized by now that the real estate world is full of secrets and tricks. It’s always better to be guided by someone with experience and knowledge of the potential pitfalls you may encounter. This person is Ron Christensen who has access to “all” the board database. So if you are looking for real estate in Calgary – contact Ron to get all the professional assistance you need & deserve.

What is & what does CREB do?

CREB is a name that many buyers/sellers may not have heard of before. So, what is this CREB? Basically, CREB stands for Calgary Real Estate Board. Simply speaking, it is a board that assists real estate agents. Through here, agents can effectively communicate with each other & search for the best deals in the market. All the more, this organization provides helpful information for those who buy and sell properties. However, this is not the only advantage it offers to its members. Another feature CREB is most useful with is the real estate listings database. This information, however, is not something that is kept secret or hidden from the public. On the contrary, you can easily Google CREB on the Internet. Here you can obtain a vast, yet limited array of stats & info. The point is – you still need a professional Realtor to help you get the most out of CREB’s system.

Why do we need to search current & past real estate listings in Calgary?

Everything mostly depends on whether you are selling or buying a condo, duplex, townhouse or even commercial property. Based on that, a proficient real estate agent knows what steps to take and when to take them, to accurately help you succeed. Many factors, as follows, are incorporated by Ron Christensen.

• Reasons you are selling or buying property

• What is your time frame

• What is the ultimate goal you want to obtain?

• Do you search and buy now, or do you have to sell your existing home first?

• Do you think you can do better on your own or do you feel you require professional assistance?

You will probably agree that you do not want to spend unlimited time on the Internet, searching & continuously monitoring thousands of listings. CREB’s “new listing” database is where your real estate agent quickly finds the exact property you are looking for, by entering specific search parameters.

Calgary’s NW communities

More and more people are asking about the beautiful Tuscany area. The answer to why is right here as to what makes it so desirable. Tuscany has been recently chosen as one of the best NW communities in Calgary. It offers its residents a mix of nature’s foothills and proximity to the bustle of the city’s downtown area. In this neighbourhood, you will find single-family, condos, and semi-detached homes. Tuscany is not deprived of its recreational & shopping either. You will undoubtedly find everything you require right here, daily. Springbank Hill is just one more area many people have taken an interest. It is infamous for its rural setting.

Yet, it is within easy reach of all the main city attractions. The proximity makes this place even more cherished for those who enjoy the solitude of nature. Also, who like being close to the center of city life at the same time. Speaking about the most popular areas in Calgary, one must make mention of Hawkwood. Hawkwood is located at the crossroads of the city and many homes have great views of the Rocky Mountains. This is a very well-established and affluent NW community in Calgary.

Another quadrant worth consideration is Calgary’s SW

The SW is not only one of the popular areas to live in but also has more luxurious communities. It is encompassed recreation, shopping, and green belts/walkways together with a vast variety of professional businesses. Some of the more desired areas are;

• Willow Park

• Canyon Meadows

• Pump Hill

• Eagle Ridge

• Oakridge

• Lake Bonavista

• Silverado

With all this info at hand, our MLS database provides its members with only the newest and up-to-date information. To find you that perfect property. Ron Christensen will enlist all of this invaluable information to assist you.

Kensington neighbourhood

Kensington is your perfect choice if you are looking for a luxurious home in a very trendy area, and a few blocks from the city core. The types & styles of properties you find here are very versatile to match the tastes even of the most exquisite buyers. This unique niche is home to a wide array of cultural restaurants and shopping. Kensington has had very significant increases in prices over the past decade and is very much in demand.

Who is doing your searches?

Successfully buying and selling property is an “art”. Therefore, successful real estate agents continually study, practice their craft, and train for years. This is the only way to properly assist you in achieving your real estate endeavours. In regards to selling, which is usually much more time-consuming & complicated than buying, there is one summary fact here. Only real professionals can be successful in selling your property for the highest price and the best terms. Your Realtor will go through a rigorous process searching for those who may be interested in your property, engaging their agents and booking showings. This is only one reason you require a professional real estate agent. They will make sure you get the very best sale price, & the very best value when you purchase your new property.

MLS listings

One of the many tools that assist real estate agents is the MLS listings portal, where they spend a fair share of their time searching for matches to your interests. On most Realator websites, it is possible to look up all the most current listings to keep you in sync with the market.

Looking for cheap real estate services?

Okay then, move along, you are on the wrong site:) There are many cases where both buyers, but most sellers, are convinced “cheaper is better”. I honestly believe this can be summed up with these two phrases, “If it sounds too good to be true” and “You get what you pay for“. There is no shortage of discount “professionals” with their discounted services. The important thing to ask yourself is, what can they do for me for basically no remuneration, that I can’t do for myself? On the other side of the coin, a professional agent who actually makes a living in real estate and takes customer service seriously will give you exemplary service. If you are reading this article, you are probably in need of professional service. If so – contact Ron Christensen at 403-861-7770. You will be guided through a very exciting and enjoyable process. Ron has very successfully marked infinite Calgary homes since 1987 at 7% on the first $100,000 and 3% on the balance of the sale price. In every situation netting the amount owners wanted and many times, more, due to competing for offers, on a well-promoted property.

Commercial property in Calgary

It is, by far, one of the most profitable investments you can make. Business in Calgary is growing every day and more and more developers are building newer high-end business parks.

CIR's commercial property agents

CIR has its dedicated commercial division and is more than qualified to assist you. Ron Christensen has been working in the real estate industry since 1987 and has acquired all the skills and knowledge available. He knows the industry inside out and can recommend commercial properties that suit your business criteria.

The rural areas around Calgary

Calgary is surrounded by rural land and is divided into many MDs (municipal districts). All of these districts have their uniqueness and opportunity. Some offer great incentives to draw businesses to them and others are only looking for the folks wanting that peaceful lifestyle. They range from prairie flatland with or without city/mountain views to rolling hills and valleys. If you move closer to the west side you will be surrounded by beautiful forests, rivers, and the Rocky Mountain foothills.

The benefits of working with CREB

CREB is the organization that compiles the most proficient real estate agents in one place and provides the latest listings, stats, and news to its members. If your real estate agent is a CREB member, you can be confident that you are in very capable hands.

Do you know Calgary well enough to find the best area for your new home? If not, we have a map with some informative quadrant information to help you decide.

View Calgary’s map to help you choose the “right” area

Everyone, especially Canadians, knows Calgary is one of the greatest places not only to live but also to do business and enjoy all the great amenities. Shopping, entertainment, cafes, restaurants, pubs, and casinos are just a sample. Taking your individual preferences into account, and viewing Calgary’s map will help you decide what area of Calgary matches your lifestyle and personality.

Calgary’s real estate taxes

You should be familiar with the taxes you will pay if you choose to buy property in Calgary’s market. Our land is one of the most precious and profitable investments in the world aside from oil/gas and gold. Thus, means the returns, you will realize from such an acquisition are likely to be quite substantial in time.

• Real estate taxes are also the ideal tool to improve and develop land and the infrastructure surrounding your property. As we pay the due amount, some of it inevitably goes into the development of the region. Therefore, taxes may be considered one more tool that makes the land we own more precious and appealing.

• Every real estate property in Calgary has an individual tax assessment to be paid to the city. The amount varies depending on considered factors during the process of evaluation.

How are taxes calculated?

• Your real estate property taxes will be calculated based on the fair market value of your property.

• Also, the data on all sold properties for the period of the last year are part of the calculations.

• It is also possible to make close estimates just by looking at similar real estate properties in your neighbourhood. This way you will have somewhat of an idea as to what amount you will have to pay for your assessment.

A map of Calgary’s downtown area

The majority of commercial real estate in Calgary encircles the outlying areas and within Calgary’s Downtown Core. Originally, the city of Calgary developed as one of the key oil and gas centers in Canada. Owing to that factor, it managed to grow immensely and become one of the most sought-after places to live. Despite the domination of such an important oil and gas industry, Calgary has not lost its identity and reveals itself in many different areas. These facts make it even more attractive to various types of businesses and talented people. Each of them brings something new and unique to the city. Calgary’s downtown area is full of various startups as well as already growing and established companies. Here you can find the commercial real estate property that suits your taste and requirements.

Wandering Calgary’s streets.

Calgary’s road layout is just one more boasting feature. The point is that they are laid out and constructed according to the Complete Streets Policy. It is a tool that makes the city of Calgary a favourite place to live for all its residents, despite the type of transport they use. In such a way, Calgary has become a user-friendly place not only for cars, buses, trams, and bikes but for pedestrians as well. There are twenty-four main streets in Calgary. Each and every one of them has its history, but the one thing they have in common is that the majority of them are major connectors, bus routes, and many parallel rapid transit lines.

The street map approach is relevant for:

• Making people’s lives easier

• Facilitating vehicle commuting

• Creating uncongested traffic flow

• Going for comfortable & safe pedestrian areas

• Improving overall safety on the roads

• Developing Calgary’s future growth and economy

• Attracting new businesses to the City of Calgary

• The economic well-being of the residents.

Calgary implements all of this. Thus, making it an even more attractive place to live and for potential buyers to consider locating.

Boards, what are their roles in Calgary’s development?

Calgary is one of those cities that cares deeply about its residents and their future. Organizations such as Boards, Commissions, and Committees exist for this reason. Their goal is to help the city administration with a multitude of issues. A great example is the Calgary Real Estate Board, (CREB) which deals with all real estate issues. It has first-hand knowledge of all real estate endeavours coming to the market.

The fate of businesses that come to Calgary.

Many claim that the Calgary region is one of the most profitable and promising areas in Canada. Hence, it has a lot to offer to various types of businesses, including yours. Despite the fact that the area is famous for its oil and gas industry, no company outside the industry has ever lost its identity here. What’s more, the number of new endeavours in the entrepreneurial arena is rising daily on Calgary’s skyline. So why not you, who sets up the next successful business with your piece of Calgary’s real estate?

The four quadrants of Calgary.

Calgary is geographically divided into four quadrants. Each and every one of them brings something unique to one’s lifestyle. So when considering buying real estate in Calgary, you should initially get acquainted with the neighbourhoods and only then, choose the one that matches your needs and goals.

Northwest – Buy or rent, it is your choice

Spectacular views and the Rocky Mountains nearby make the area a magnificent place to live. This part of Calgary is also home to one of the largest municipal parks in the country. It’s for those who like combining the beauty of the mountains, nature and all its landscapes with easy access to bustling downtown Calgary. You can either buy or rent real estate there – both are great choices and plenty of options.

Northeast

In the Northeast, everyone will find the style and type of real estate that works for himself/herself. The property here ranges from the most affordable up to the very luxurious. The NE is the smallest of the four quadrants in Calgary. Still, it offers one of the most growth and development.

Southeast

If you prefer the quietude of nature to busy skyscrapers in the city, then the Southeast is for you. It consists of forty-one communities where you have a full gamut of real estate to choose from. Here you are offered everything from- highrise apartments, townhouses, condos, duplexes and right up to multi-million dollar estate homes. Check out a few of the established & up and coming communities:

• McKenzie Lake

• McKenzie Towne

• Copperfield

• New Brighton

• Mahogany

• Legacy

• Cranston

• Chaparral

Southwest

This part of Calgary is where a majority want to live because it combines both a relaxing lifestyle with the adjacent bustling city activity. Great schools for kids – this is another point worth considering for those who have small children. Being one of the most prestigious quadrants, it still can offer homes and condos in various price ranges.

Immediate South

This area dates back to the 1950s. It is a very prestigious place to live, as it offers a multitude of historical homes, and places for recreation and combines it all with a dynamic business area. If you are considering being part of real estate ownership in Calgary, contact Ron Christensen with CIR Realty, and you will be given the ultimate in professional service, “From sign up to sign down!